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You Deserve a Hassle-FREE Mortgage Process!

Our team of Military Veteran & Military Spouse Mortgage Experts got your six!

You Deserve a Hassle-FREE Mortgage Process!

Our team of Military Veteran & Military Spouse Mortgage Experts got your six!

Who We Are

Valor Home Mortgage is a digital online mortgage company founded and led by Military Veterans, with a mission to serve the mortgage needs of all customers seeking to purchase or refinance a home. Our company takes great pride in placing special emphasis on serving fellow Military and Veteran families through homeownership to ensure that they receive the best VA Loan and service earned!

Our Elite Team of Military Veteran & Military Spouse Mortgage Officers are ready to serve you!

Our Commitment

We believe military homebuyers deserve the best mortgage financing, and that’s why we deliver all VA Loans with:

Lower Rates

Our average VA Loan is Clear to Close in 21 days or less!

Markets We Serve
AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC
Color Key VHM (1)
What's Important To Us

Exceeding Your Expectations

Customer satisfaction is of utmost importance to us. This is reflected in our client reviews.

Delivering The Value You Deserve

Our years of experience give us the ability to deliver the best VA Loan options with the lowest rates and cost available.

Thorough Communication & Education

Communication is key to a successful working relationship! Our goal is to keep you well-informed every step of the way, and provide you with accurate VA Loan education.

Fast On-Time Closings

Our Elite Team works diligently to get your VA Loan approved and funded as quickly as possible. Our average VA Loan is clear to close in 21 days or less!

What's Important To Us

Exceeding Your Expectations

Customer satisfaction is of utmost importance to us. This is reflected in our client reviews.

Delivering The Value You Deserve

Our years of experience give us the ability to deliver the best VA Loan options with the lowest rates and cost available.

Thorough Communication & Education

Communication is key to a successful working relationship! Our goal is to keep you well-informed every step of the way, and provide you with accurate VA Loan education.

Fast On-Time Closings

Our Elite Team works diligently to get your VA Loan approved and funded as quickly as possible. Our average VA Loan is clear to close in 21 days or less!

Our Loan Process

1: Fast Pre-Approval

A loan pre-approval allows you to know your buying power and sets you up for a smooth home buying experience.

2: Find Your Dream Home

Start working with a Military Veteran or Military Spouse real estate agent to find your new dream home.

3: Receive a Purchase Contract

Make an offer on your dream home and receive a binding contract.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

All documentation is closely evaluated in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

Finding a great home loan involves careful consideration of your needs, finances and credit history. Our Elite Team of Mortgage Officers are here to guide you, and to provide a lower rate and lower cost mortgage that you deserve!

Finding a great home loan involves careful consideration of your needs, finances and credit history. Our Elite Team of Mortgage Officers are here to guide you, and to provide a lower rate and lower cost mortgage that you deserve!

Mortgage Loan Programs

Shop mortgage options and compare rates for FREE!

Purchase Loan Options
Refinance Loan Options
Get Pre-Qualified Today

Fill out our simple online mortgage quote form and you will receive a quote tailored specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

Get Pre-Qualified Today

Fill out our simple online mortgage quote form and you will receive a quote tailored specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

va loan eligibility
VA Loan Certificate of Eligibility (COE)

To get a VA loan, you must meet the VA loan eligibility requirements.

Wondering if you’re eligible for a VA loan?

Your Certificate of Eligibility (COE) is the first step in confirming whether or not you can qualify for a VA loan. It verifies that you meet the VA’s minimum service requirement, and it also indicates how much entitlement you have.

Our Military clients get the VA Loan they deserve!

WE HIRE HEROES!

WE HIRE HEROES

Half Soldier Half Civilian Man Woman

We aim to assist transitioning Active Duty Military, Veterans and Military Spouses create a meaningful and rewarding career within the mortgage industry, while making a difference for our military community through homeownership.

Apply today to become an Elite MLO Trainee!

Half Soldier Half Civilian Man Woman

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, our Elite Team of Mortgage Professionals will help you find the right mortgage solution!

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